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Credit Card FAQ
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A Credit Card is a financial tool or service offered by banks, enabled with a predetermined credit cap. This credit cap can be employed to make digital and in-person purchases of goods and services, both offline and online, using your Credit Card.
Credit cards enable you to conduct payments both online and offline. The bank takes care of the payments. It produces a statement summarizing your total expenditures, which should be paid by the due date or earlier.
Potfin provides you multiple bank credit cards. You can check on our Credit card collection.
The following documents are required for a new credit card:
- Latest mailing address- adhar card, passport, driving license, voter identification card, etc
- Income documents- Bank statement, Salary slip, Income tax return.
- PAN Card
- Email address, Mobile number, Photo.
A credit card allows you to borrow money, while a debit card only lets you spend the money you have in your bank account.
Yes, cardholders can have multiple credit cards issued from different banks or finance companies.
Call your credit card issuer's customer service as soon as you realize your card is lost. They will be able to block the card to prevent any further transactions.
It varies from card to card. Most of the cards( banks) facilitate the 30-45 days of payment due date.
Need More than 50 Lac.
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